General Contractors Insurance in Wisconsin

What does general contractor insurance cover?

General contractor insurance is general liability insurance.  It is a very important part of your insurance program.   It is the primary or core insurance policy for your Wisconsin general contracting business should buy.  General liability insurance covers bodily injury and property damage claims.  There are several different limits of liability coverage, like $300,000/$600,000, $500,000/$1,000,000 and $1,000,000/$2,000,000, which is most common and highly recommended.  There can also be a property damage deductible.  This means you would pay the first say, $1,000, $2,500 or $5,000 if you were to be damaged something “other than” what you are were working on.  This should be taken into considered before purchasing your general contractors liability insurance policy.  General liability insurance covers your premises, products, operations and completed operation (once your work is done).  Feel free to click here for a more detailed definition on general liability insurance:

How much does business insurance for a general contractor cost?

Being an independent insurance agency and independent insurance advisors, we believe shopping multiple Wisconsin insurance companies (for maximum savings) and working with an experienced contractor’s insurance agent is key to finding low cost rates for general contractor’s insurance.  Wisconsin general contractors might expect to pay $1,200 per year for a start up with one active owner.  But it depends on what you are doing.  A roofing general contractor will pay more than a interior contractor.  General contractors’ insurance is rated on payroll, sales and sub-costs, which may include materials.  A set rate is applied to each active owner and then employee payroll is factored in. Your sales are then considered and sub-contractor labor (normally including materials) is added.  Having a good claims history (loss runs/loss history), having years in the general contractor’s business and the size of your operations can have a positive or negative effect on your general contractor’s business insurance premiums. 

Let us compare your Wisconsin general contractor insurance and help you choose wisely. 

Our goal is protecting your WI general contracting business, then we save you time and some money.  We do this by shopping multiple Wisconsin contractor insurance companies to find you the very best protection and very affordable rates.  By bring multiple options to the table, giving you a choice in insurance plans.  Helping you customize a general contractors business insurance program that is not only cost effective, but right for your growing Wisconsin business. 

Contact Us for a Quote

We are ready to discuss your general contractor’s business insurance and know we can help.  You know the WI general contracting business and we know Wisconsin contractor’s insurance.  If you are looking for general contractor’s insurance or carpet installers insurance in Wisconsin, you came to the right place.  We cover general contractors, paper contractors, builders, artisan contractors, home builders and more, much more.  Read our BIO, then just pick up your phone or complete our quick quote form to the right.  We make it easy, fast and extremely affordable.