Snow Plowing Insurance in Wisconsin
What does snow plowing insurance cover?
Snow plowing insurance is general liability insurance, but it is also commercial auto insurance. Both are an important part of your insurance program. General liability insurance is the primary or core insurance policy for your Wisconsin plowing business should buy. General liability insurance covers bodily injury and property damage claims. There are several different limits of liability coverage, like $500,000/$1,000,000 and $1,000,000/$2,000,000, which is most common and highly recommended. There can also be a property damage deductible. This means you would pay the first say, $500, $1,000, or $2,500 if you were to be damaged something “other than” what you are were working on. This should be taken into considered before purchasing your general contractors liability insurance policy. General liability insurance covers your premises, products, operations and completed operation (once your work is done). Feel free to click here for a more detailed definition on general liability insurance:
Commercial Auto Insurance for Snow Plow Operations in Wisconsin
Commercial auto insurance in Wisconsin is also important as you are operating a plow vehicle or plow truck. Most often this comes into play if you caused property damage. We can also give you a quote and cover your plow truck.
How much does business insurance for a snow plow removal company cost?
We are an independent insurance agency and independent insurance advisors. We believe shopping multiple Wisconsin insurance companies (for maximum savings) and working with an experienced contractor’s insurance agent is key to finding low cost rates for plowing insurance. Wisconsin snow plow businesses might expect to pay $600- $1,000 per year for a start up with one active owner. Snow plowing insurance is rated on payroll, sales and sub-costs, which may include materials. A set rate is applied to each active owner and then employee payroll is factored in. Your sales are then considered and sub-contractor labor (normally including materials) is added. Having a good claims history (loss runs), having years in the plowing industry and the size of your operations can have a positive or negative effect on your plowing businesses insurance premiums.
Let us compare your Wisconsin plowing insurance and help you choose wisely.
Our goal is to help protect your snow plowing contracting business, then we save you time and your hard-earned money. We do this by shopping multiple Wisconsin snow plowing insurance companies to find you the very best protection and great rates. By bring multiple options to the table, giving you a choice in snow plowing insurance plans. Helping you customize a snow plowing contractors insurance program that is not only cost effective, but right for your growing Wisconsin business.
Contact Us for a Quote
We are ready to talk about your snow plowing business insurance and know we can help in several ways. You know the snow plowing business in Wisconsin and we know Wisconsin contractor’s insurance. If you are looking for plowing insurance in Wisconsin, you came to the right place. We cover snow plower’s for both general liability and commercial auto insurance. Read our BIO, then just pick up your phone or complete our quick quote form to the right. We make it super easy, extremely fast and very affordable.