Electrical Contractor Business Insurance in Wisconsin

What does electrical contractor business insurance cover?

Electrical contractor insurance is general liability insurance.  It is the primary or core insurance policy for your Wisconsin electrical business should buy.Electrician or electrical contractor’s insurance covers potentially devastating bodily injury (injuries) and property damage claims.

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There are several different limits of coverage, like $300,000/$600,000, $500,000/$1,000,000 and $1,000,000/$2,000,000, which is most common and recommended.  There can also be a property damage deductible.  This means you would pay the first say, $500, 1,000 or $2,500 if you were to be damaged something “other than” what you are were working on.

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This should be considered before purchasing your general liability insurance policy.  General liability insurance covers your premises, products, operations and completed operation (once your work is done).  Feel free to click here for a more detailed definition on general liability insurance:

How much does business insurance for an electrical contractor cost?

We are an independent insurance agency and believe shopping multiple Wisconsin insurance companies (for maximum savings) and working with an experienced contractor’s insurance agent is key to finding low cost rates for electrician insurance.  Wisconsin electricians and electrical contractors might expect to pay $482 to $600 per year for a start up with one active owner.  The general liability insurance is rated on payroll.  A set rate is applied to each active owner and then employee payroll is factored in.  So, if there are two active owners and they have two employees with $67,000 in payroll, commonly you will see $128,600 as the rating factor.  $30,800 for each owner (a set rate), then the $67,000, totaling $128,600.  Having a good claims history, having years in the business and the size of your operations can have a positive or negative effect on your electrician  insurance premiums. 

Let us compare your Wisconsin electrical contractor business insurance and help you choose wisely. 

Our goal is protecting your WI electrical contracting business, then we save you money.  We do this by shopping multiple Wisconsin insurance companies to find you the very best protection and very affordable rates.  By bring multiple options to the table, giving you a choice in plans.  Helping you customize a business insurance program that is not only cost effective, but right for your growing Wisconsin electrical company. 

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We are ready to discuss your electrical contractor business insurance and truly help.  You know the electrical business and we know Wisconsin contractor’s insurance.

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If you are looking for electrician insurance, master electrician insurance or journeyman electrician insurance in Wisconsin, you came to the right place.  We cover electrician’s, electrical contractors, low voltage cable installers.

Read our BIO, then simply pick up the phone or complete the short form to the right.

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