On-Line Carpentry Insurance Quote Form

What is carpentry subcontractor insurance?

Carpentry subcontractor insurance is general liability insurance.  It is the core or primary insurance policy Wisconsin carpentry subcontractor businesses should buy.Carpentry subcontractor insurance covers bodily injury and property damage claims.

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There are different limits of coverage, like $300,000/$600,000, $500,000/$1,000,000 or $1,000,000/$2,000,000, which is most common and recommended.  Also, there can be a property damage deductible, meaning you would pay the first say, $500 or $1,000 if you damaged something other than what you are working on.  This should be considered before purchasing an insurance policy.

Carpentry insurance agency

Most insurance companies consider a carpentry subcontractor to be a contractor that sub-contracts less than 25-35% to others.  A carpentry subcontractor does mostly their own work and/or do work for a general contractor.  General liability insurance covers your premises, products, operations and completed operation (once your work is done).  Feel free to click here for a more detailed definition on general liability insurance:


How much does carpentry subcontractor business insurance cost?

Our independent insurance agency believes shopping multiple companies (for maximum savings) and working with an experienced contractor’s insurance agent is key to finding affordable rates for carpentry subcontractor insurance.  Wisconsin carpenters might expect to pay $550 to $950 per year for a start up with one active owner.  The general liability insurance is rated on payroll.  A set rate is applied to each active owner and then employee payroll is factored in.  Having a good claims history, having years in business and size of your operations can have a positive effect on premiums.


Let us compare Wisconsin carpentry subcontractor insurance and help you choose wisely. 

Our goal is protecting your WI carpentry business.  We do this by shopping multiple Wisconsin insurance companies to find you the best protection.  Our second goal is to save you money.  By bring multiple options to the table we give you a choice.  Helping you customize a business insurance program that is not only cost effective, but right for your growing Wisconsin contracting business.


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We are ready to discuss your carpentry business and help.  You know the carpentry / carpenter business and we know Wisconsin contractor insurance.

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Carpenter doing, trim carpentry, framing, interior and exterior remodeling, flipping homes, basement remodels, kitchen remodeling and bathroom remodeling all need our services.

Read our BIO, then simply pick up the phone or complete the short form to the right.

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